With the recent need to cut back on many of our expenses, a vast majority of us are facing the struggle to keep our health insurance costs at a minimum. And for many of us, the added expense of dental insurance is something that is put on the back burner until it’s too late. Even if you have dental coverage with your current insurance policy when it’s time to visit the dentist we find that the insurance policy does not cover everything we think it should. Have you ever tried to use your dental insurance when you are at the dentist’s reception desk with a dental emergency?
At least 90 percent of dental insurance policies carry a “missing tooth clause” or a “replacement clause.” Many dental insurance policies include at least one of these clauses, but most have both. A missing tooth clause protects the insurance company from paying for the replacement of a tooth that was missing before the policy was in effect. For example, if you lost a tooth before your coverage started and later decided that you would like to have a partial, bridge or implant, the insurance company would not have to pay for that service if they have a missing tooth clause in the plan. A replacement clause is similar except that the insurance company won’t pay to replace procedures such as dentures, partials, or bridges until the specified time limit has passed.
Give us a call and let’s discuss briefly what your options are. You may be pleasantly surprised that not only do we have reasonable rates but also some very convenient payment plans.
Call now: (305) 538-1115 and let’s talk about your dental needs and our D.Vine Plan.
Or send us a quick message. We’ll get back to you as soon as possible.